Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and due from banks	$ 2,811	$ 2,935
Interest-bearing deposits in banks	30,379	19,569
Short-term investment securities	577	258
Total cash and cash equivalents	33,767	22,762
Card Member loans and receivables held for sale (includes gross loans and receivables available to settle obligations of consolidated variable interest entities)	0	14,992
Accounts receivable
Card Member receivables (includes gross receivables available to settle obligations of consolidated variable interest entity), less reserves	44,800	43,671
Other receivables, less reserves	2,697	3,024
Loans
Card Member loans (includes gross loans available to settle obligations of consolidated variable interest entity), less reserves	58,796	57,545
Other loans, less reserves	1,132	1,254
Investment securities	3,892	3,759
Premises and equipment, less accumulated depreciation and amortization	4,210	4,108
Other assets (includes restricted cash of consolidated variable interest entities)	10,348	10,069
Total assets	159,642	161,184
Liabilities
Customer deposits	54,404	54,997
Travelers Cheques and other prepaid products	2,803	3,247
Accounts payable	11,729	11,822
Short-term borrowings (includes debt issued by consolidated variable interest entity)	2,343	4,812
Long-term debt (includes debt issued by consolidated variable interest entities)	50,649	48,061
Other liabilities	17,002	17,572
Total liabilities	138,930	140,511
Shareholders' Equity
Preferred shares	0	0
Common shares	185	194
Additional paid-in capital	12,868	13,348
Retained earnings	10,280	9,665
Accumulated other comprehensive (loss) income
Net unrealized securities gains, net of tax	65	58
Foreign currency translation adjustments, net of tax	(2,170)	(2,044)
Net unrealized pension and other postretirement benefit losses, net of tax	(516)	(548)
Total accumulated other comprehensive loss	(2,621)	(2,534)
Total shareholders' equity	20,712	20,673
Total liabilities and shareholders' equity	$ 159,642	$ 161,184