Non-Interest Revenue and Expense Detail

3 Months Ended

Mar. 31, 2016

Other Income And Other Expense Disclosure [Abstract]

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other fees and commissions for the three months ended March 31:

(Millions)		2016		2015
Delinquency fees		$	200	$	195
Foreign currency conversion fee revenue			196		211
Loyalty coalition-related fees			94		91
Travel commissions and fees			80		89
Service fees			78		87
Other^(a)			32		35
	Total Other fees and commissions	$	680	$	708

Other primarily includes revenues from fees related to Membership Rewards programs.

The following is a detail of Other revenues for the three months ended March 31:

(Millions)		2016		2015
Global Network Services partner revenues		$	145	$	164
Gross realized gains on sale of investment securities			4		―
Other^(a)			337		304
	Total Other revenues	$	486	$	468

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses for the three months ended March 31:

(Millions)		2016		2015
Professional services		$	604	$	624
Occupancy and equipment			465		434
Communications			83		88
Card and merchant-related fraud losses			58		100
Gain on sale of JetBlue HFS portfolio^(a)			(127)		―
Other^(b)			337		153
	Total Other Expenses	$	1,420	$	1,399

Refer to Note 2 for additional information.
Other expense includes general operating expenses, gains and losses on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain loyalty coalition-related expenses, the valuation allowance adjustment associated with loans and receivables HFS during the quarter (refer to Note 2), and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in prior year).