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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Non-interest revenues    
Discount revenue $ 4,643 $ 4,660
Net card fees 699 667
Other fees and commissions 680 708
Other 486 468
Total non-interest revenues 6,508 6,503
Interest income    
Interest on loans 1,938 1,795
Interest and dividends on investment securities 36 41
Deposits with banks and other 31 21
Total interest income 2,005 1,857
Interest expense    
Deposits 150 103
Long-term debt and other 275 307
Total interest expense 425 410
Net interest income 1,580 1,447
Total revenues net of interest expense 8,088 7,950
Provisions for losses    
Charge card 169 174
Card Member loans 227 235
Other 38 11
Total provisions for losses 434 420
Total revenues net of interest expense after provisions for losses 7,654 7,530
Expenses    
Marketing and promotion 727 609
Card Member Rewards 1,703 1,640
Card Member services and other 282 261
Salaries and employee benefits 1,338 1,305
Other, net 1,420 1,399
Total expenses 5,470 5,214
Pretax income 2,184 2,316
Income tax provision 758 791
Net income $ 1,426 $ 1,525
Earnings Per Common Share, Basic (Note 15) [Abstract]    
Income from continuing operations attributable to common shareholders [1] $ 1.45 $ 1.49
Earnings Per Common Share, Diluted (Note 15) [Abstract]    
Income from continuing operations attributable to common shareholders [1] $ 1.45 $ 1.48
Average common shares outstanding for earnings per common share:    
Basic 961 1,019
Diluted 963 1,023
Cash dividends declared per common share $ 0.29 $ 0.26
[1] Represents net income less ( i ) earnings allocated to participating share awards of $11 million for both the three months ended March 31 , 2016 and 2015 , and (ii) dividends on preferred shares of $ 21 million and nil for the three months ended March 31 , 2016 and 2015 , respectively.