Customer Deposits (Tables)

12 Months Ended

Dec. 31, 2015

Table Text Block [Abstract]

Deposits By Component Alternative

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows

(Millions)		2015		2014
U.S.:
	Interest-bearing	$	54,102	$	43,279
	Non-interest-bearing (includes Card Member credit balances of: 2015, $389 million; 2014, $372 million)		478		418
Non-U.S.:
	Interest-bearing		82		115
	Non-interest-bearing (includes Card Member credit balances of: 2015, $323 million; 2014, $347 million)		335		359
Total customer deposits		$	54,997	$	44,171

Deposits By Type

Customer deposits by deposit type as of December 31 were as follows:

(Millions)			2015		2014
U.S. retail deposits:
	Savings accounts ― Direct		$	29,023	$	26,159
	Certificates of deposit:
		Direct		281		333
		Third-party (brokered)		13,856		7,838
	Sweep accounts ―Third-party (brokered)			10,942		8,949
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			183		173
Card Member credit balances ― U.S. and non-U.S.				712		719
Total customer deposits			$	54,997	$	44,171

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of December 31, 2015 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2016	$	2,486	$	7	$	2,493
2017		3,630		―		3,630
2018		3,180		―		3,180
2019		2,326		―		2,326
2020		2,515		―		2,515
Total	$	14,137	$	7	$	14,144

Time Deposits $250,000 Or More

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2015		2014
U.S.	$	105	$	111
Non-U.S.		1		17
Total	$	106	$	128