Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Cash and cash equivalents
Cash and due from banks	$ 2,613	$ 2,628
Interest-bearing deposits in other banks (includes securities purchased under resale agreements)	16,716	19,190
Short-term investment securities	609	470
Total cash and cash equivalents	19,938	22,288
Accounts receivable
Card Member receivables (includes gross receivables available to settle obligations of consolidated variable interest entities)	43,890	44,386
Other receivables, less reserves	2,517	2,614
Loans
Card Member loans (includes gross loans available to settle obligations of consolidated variable interest entities)	67,731	69,184
Other loans, less reserves	1,054	920
Investment securities	3,947	4,431
Premises and equipment, less accumulated depreciation and amortization	4,032	3,938
Other assets (includes restricted cash of consolidated variable interest entities	11,107	11,342
Total assets	154,216	159,103
Liabilities
Customer deposits	49,301	44,171
Travelers Cheques and other prepaid products	3,044	3,673
Accounts payable	11,340	11,300
Short-term borrowings	3,160	3,480
Long-term debt (includes debt issued by consolidated variable interest entities)	48,653	57,955
Other liabilities	17,383	17,851
Total liabilities	132,881	138,430
Shareholders' Equity
Preferred shares	0	0
Common shares	197	205
Additional paid-in capital	13,487	12,874
Retained earnings	10,025	9,513
Accumulated other comprehensive (loss) income
Net unrealized securities gains, net of tax: 2015, $39; 2014, $52	69	96
Foreign currency translation adjustments, net of tax: 2015, $(96); 2014, $(317)	(1,963)	(1,499)
Net unrealized pension and other postretirement benefit losses, net of tax: 2015, $(199); 2014, $(223)	(480)	(516)
Total accumulated other comprehensive loss	(2,374)	(1,919)
Total shareholders equity	21,335	20,673
Total liabilities and shareholders equity	$ 154,216	$ 159,103