Non-Interest Revenue and Expense Detail (Tables)

6 Months Ended

Jun. 30, 2015

Other Cost And Expense Disclosure Operating (Tables) [Abstract]

The following is a detail of Other commissions and fees:

			Three Months Ended				Six Months Ended
			June 30,				June 30,
(Millions)		2015		2014		2015		2014
Foreign currency conversion fee revenue		$	222	$	227	$	433	$	440
Delinquency fees			194		174		389		355
Loyalty Partner-related fees			88		95		179		186
Service fees			95		90		182		180
Other^(a)			33		38		68		81
	Total Other commissions and fees	$	632	$	624	$	1,251	$	1,242

Other primarily includes revenues from fees related to Membership Rewards programs.

Details of other revenues

The following is a detail of Other revenues:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2015		2014		2015		2014
Global Network Services partner revenues		$	155	$	181	$	318	$	339
Net realized gains on investment securities			―		41		―		80
Other^(a)			366		363		671		667
	Total Other revenues	$	521	$	585	$	989	$	1,086

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

Detail of other, net expense

The following is a detail of Other expenses:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(Millions)	2015		2014		2015		2014
Professional services	$	655	$	817	$	1,279	$	1,509
Occupancy and equipment		415		467		849		929
Card and merchant-related fraud losses^(a)		83		102		183		186
Communications		85		101		173		194
Gain on business travel joint venture transaction		―		(626)		―		(626)
Other^(b)		297		387		450		605
Total Other expenses	$	1,535	$	1,248	$	2,934	$	2,797

Beginning January 1, 2015, merchant-related fraud losses are reported within Other expenses.
Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain Loyalty Partner-related expenses and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in the six months ended June 30, 2015).