Non-Interest Revenue and Expense Detail

6 Months Ended

Jun. 30, 2015

Other Income And Other Expense Disclosure [Abstract]

Details of Certain Consolidated Statements of Income Lines

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other commissions and fees:

			Three Months Ended				Six Months Ended
			June 30,				June 30,
(Millions)		2015		2014		2015		2014
Foreign currency conversion fee revenue		$	222	$	227	$	433	$	440
Delinquency fees			194		174		389		355
Loyalty Partner-related fees			88		95		179		186
Service fees			95		90		182		180
Other(a)			33		38		68		81
	Total Other commissions and fees	$	632	$	624	$	1,251	$	1,242

Other primarily includes revenues from fees related to Membership Rewards programs.

The following is a detail of Other revenues:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2015		2014		2015		2014
Global Network Services partner revenues		$	155	$	181	$	318	$	339
Net realized gains on investment securities			―		41		―		80
Other(a)			366		363		671		667
	Total Other revenues	$	521	$	585	$	989	$	1,086

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(Millions)	2015		2014		2015		2014
Professional services	$	655	$	817	$	1,279	$	1,509
Occupancy and equipment		415		467		849		929
Card and merchant-related fraud losses(a)		83		102		183		186
Communications		85		101		173		194
Gain on business travel joint venture transaction		―		(626)		―		(626)
Other(b)		297		387		450		605
Total Other expenses	$	1,535	$	1,248	$	2,934	$	2,797

• Beginning January 1, 2015, merchant-related fraud losses are reported within Otherexpenses.
• Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain Loyalty Partner-related expenses and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in the six months ended June 30, 2015).