Customer Deposits (Tables)

12 Months Ended

Dec. 31, 2014

Table Text Block [Abstract]

Deposits By Component Alternative

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows

(Millions)		2014		2013
U.S.:
	Interest-bearing	$	43,279	$	40,831
	Non-interest-bearing (includes Card Member credit balances of: 2014, $372 million; 2013, $340 million)		418		360
Non-U.S.:
	Interest-bearing		115		121
	Non-interest-bearing (includes Card Member credit balances of: 2014, $347 million; 2013, $437 million)		359		451
Total customer deposits		$	44,171	$	41,763

Deposits By Type

Customer deposits by deposit type as of December 31 were as follows:

(Millions)			2014		2013
U.S. retail deposits:
	Savings accounts ― Direct		$	26,159	$	24,550
	Certificates of deposit:
		Direct		333		489
		Third-party		7,838		6,929
	Sweep accounts ―Third-party			8,949		8,863
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			173		155
Card Member credit balances ― U.S. and non-U.S.				719		777
Total customer deposits			$	44,171	$	41,763

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of December 31, 2014 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2015		1,744	$	21	$	1,765
2016		2,136		―		2,136
2017		1,491		―		1,491
2018		1,480		―		1,480
2019		1,304		―		1,304
After 5 years		16		―		16
Total	$	8,171	$	21	$	8,192

Time Deposits $250,000 Or More

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2014		2013
U.S.	$	111	$	148
Non-U.S.		17		―
Total	$	128	$	148