Customer Deposits (Tables)

9 Months Ended

Sep. 30, 2014

Customer Deposits (Tables) [Abstract]

Deposits By Component Alternative

As of September 30, 2014 and December 31, 2013, customer deposits were categorized as interest bearing or non-interestbearing, as follows:

(Millions)			2014		2013
U.S.:
	Interest bearing		$	41,883	$	40,831
	Non-interest bearing (includes Card Member credit balances of:
		2014, $304; 2013, $340)		336		360
Non-U.S.:
	Interest bearing			108		121
	Non-interest bearing (includes Card Member credit balances of:
		2014, $361; 2013, $437)		376		451
Total customer deposits			$	42,703	$	41,763

Deposits By Type

Customer deposits by deposit type as of September 30, 2014and December 31, 2013were as follows:

(Millions)			2014		2013
U.S. retail deposits:
	Savings accounts – Direct		$	26,248	$	24,550
	Certificates of deposit:
		Direct		355		489
		Third-party		6,371		6,929
	Sweep accounts – Third-party			8,909		8,863
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			155		155
Card Member credit balances ― U.S. and non-U.S.				665		777
Total customer deposits			$	42,703	$	41,763

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of September 30, 2014were as follows:

(Millions)	U.S.		Non-U.S.		Total
2014	$	1,073	$	3	$	1,076
2015		1,259		4		1,263
2016		1,684		―		1,684
2017		937		―		937
2018		1,089		―		1,089
After 5 years		684		―		684
Total	$	6,726	$	7	$	6,733

Time Deposits $100,000 Or More

As of September 30, 2014 and December 31, 2013, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2014		2013
U.S.	$	115	$	148
Non-U.S.		2		―
Total	$	117	$	148