Customer Deposits

9 Months Ended

Sep. 30, 2012

Deposit Liabilities Disclosures [Abstract]

Customer Deposits

7. Customer Deposits

As of September 30, 2012 and December 31, 2011, customer deposits were categorized as interest-bearing or non-interest-bearing deposits as follows:

(Millions)		2012		2011
U.S.:
	Interest-bearing	$	37,038	$	37,271
	Non-interest-bearing		8		4
Non-U.S.:
	Interest-bearing		140		612
	Non-interest-bearing		9		11
Total customer deposits		$	37,195	$	37,898

Customer deposits were aggregated by deposit type offered by the Company as of September 30, 2012and December 31, 2011as follows:

(Millions)			2012		2011
U.S. retail deposits:
	Savings accounts – Direct		$	16,981	$	14,649
	Certificates of deposit:
		Direct		757		893
		Third-party		9,032		10,781
	Sweep accounts – Third-party			10,268		10,948
Other deposits				157		627
Total customer deposits			$	37,195	$	37,898

The scheduled maturities of certificates of deposit as of September 30, 2012were as follows:

(Millions)	U.S.		Non-U.S.		Total
2012	$	959	$	2	$	961
2013		4,876		1		4,877
2014		2,608		―		2,608
2015		365		―		365
2016		618		―		618
After 5 years		363		―		363
Total	$	9,789	$	3	$	9,792

As of September 30, 2012 and December 31, 2011, certificates of deposit in denominations of $100,000 or more were as follows:

(Millions)	2012		2011
U.S.	$	497	$	580
Non-U.S.		2		304
Total	$	499	$	884