0001140361-11-045813.txt : 20110914 0001140361-11-045813.hdr.sgml : 20110914 20110914152940 ACCESSION NUMBER: 0001140361-11-045813 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20110914 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20110914 DATE AS OF CHANGE: 20110914 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN EXPRESS CO CENTRAL INDEX KEY: 0000004962 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 134922250 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-07657 FILM NUMBER: 111090490 BUSINESS ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2126402000 MAIL ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 form8k.htm AMERICAN EXPRESS CO 8-K 9-14-2011 form8k.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 14, 2011

AMERICAN EXPRESS COMPANY
(Exact name of registrant as specified in its charter)

New York
  
1-7657
  
13-4922250
(State or other jurisdiction
of incorporation or organization)
  
(Commission File Number)
  
(IRS Employer
Identification No.)


200 Vesey Street, World Financial Center
    
New York, New York
  
10285
(Address of principal executive offices)
  
(Zip Code)

Registrant’s telephone number, including area code: (212) 640-2000

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 
 
 
Item 7.01
Regulation FD Disclosure

Daniel T. Henry, Executive Vice President and Chief Financial Officer of American Express Company (the “Company”), provided the following information earlier today at the Barclays Capital Global Financial Services Conference in New York:

For the U.S. Cardmember Loan portfolio:

 
·
Net write-off rate* in August 2011: 2.7%
 
·
30 days past due rate in August 2011: 1.4%
 
* Net write-off rate based on principal only (i.e. excluding interest and/or fees).
 
Mr. Henry also said that the Company’s worldwide billings growth has been holding up well so far during the third quarter of 2011.  He noted that Hurricane Irene did impact U.S. spending at the end of August.  He also noted that billings rose at a somewhat slower rate in EMEA.

An audio replay of Mr. Henry’s complete remarks will be available later today through the American Express Investor Relations website at http://ir.americanexpress.com. 

 
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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

   
AMERICAN EXPRESS COMPANY
(REGISTRANT)
       
 
By:
/s/ Carol V. Schwartz
  
   
Name: Carol V. Schwartz
  
   
Title: Secretary
  

Date:  September 14, 2011
 
 
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