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Consolidated Statements of Income (USD $)
In Millions, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Non-interest revenues    
Discount revenue$ 4,218$ 3,761$ 12,398$ 10,863
Net card fees5565271,6381,568
Travel commissions and fees4804831,4571,302
Other commissions and fees6045151,7171,512
Other5345031,5461,414
Total non-interest revenues6,3925,78918,75616,659
Interest income    
Interest and fees on loans1,6531,6754,8835,107
Interest and dividends on investment securities68103255345
Deposits with banks and other33167145
Total interest income1,7541,7945,2095,497
Interest expense    
Deposits127141395406
Short-term borrowings5062
Long-term debt and other4434691,3441,410
Total interest expense5756101,7451,818
Net interest income1,1791,1843,4643,679
Total revenues net of interest expense7,5716,97322,22020,338
Provisions for losses    
Charge card17489533412
Cardmember loans482621041,490
Other27226666
Total provisions for losses2493737031,968
Total revenues net of interest expense after provisions for losses7,3226,60021,51718,370
Expenses    
Marketing, promotion, rewards and cardmember services2,5112,2757,5426,405
Salaries and employee benefits1,5981,3544,7153,996
Professional services6907012,0981,898
Other, net8126301,9541,584
Total5,6114,96016,30913,883
Pretax income from continuing operations1,7111,6405,2084,487
Income tax provision4765471,5011,492
Income from continuing operations1,2351,0933,7072,995
Income from discontinued operations, net of tax  360
Net income$ 1,235$ 1,093$ 3,743$ 2,995
Earnings Per Share, Basic [Abstract]    
Income from continuing operations attributable to common shareholders$ 1.04$ 0.91$ 3.09[1]$ 2.49[1]
Income from discontinued operations, net of tax  $ 0.03[1]$ 0[1]
Net income attributable to common shareholders$ 1.04[2]$ 0.91[2]$ 3.12[1]$ 2.49[1]
Earnings Per Share, Diluted [Abstract]    
Income from continuing operations attributable to common shareholders$ 1.03$ 0.90$ 3.08[1]$ 2.47[1]
Income from discontinued operations, net of tax  $ (0.03)[1]$ 0[1]
Net income attributable to common shareholders$ 1.03[2]$ 0.90[2]$ 3.11[1]$ 2.47[1]
Average common shares outstanding for earnings per common share:    
Basic1,1751,1931,1841,189
Diluted1,1811,1991,1911,195
Common Stock Dividends Per Share Declared [Abstract]    
Cash dividends declared per common share$ 0.18$ 0.18$ 0.54$ 0.54
[1]Represents income from continuing operations or net income, as applicable, less earnings allocated to participating share awards and other items of $44 million and $38 million for the nine months ended September 30, 2011 and 2010, respectively.
[2]Represents net income less earnings allocated to participating share awards and other items of $15 million and $13 million for the three months ended September 30, 2011 and 2010, respectively.