Consolidated Statements of Income (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended				9 Months Ended
	Sep. 30, 2026		Sep. 30, 2025		Sep. 30, 2026		Sep. 30, 2025
Non-interest revenues
Non-interest revenues	$ 15,122		$ 13,940		$ 44,324		$ 40,407
Interest income
Interest on Card balances and Other loans	6,387		5,970		18,643		17,170
Interest and dividends on investment securities	45		15		97		46
Deposits with banks and other	426		632		1,389		1,800
Total interest income	6,858		6,617		20,129		19,016
Interest expense
Deposits	1,242		1,371		3,804		4,082
Long-term debt and other	676		760		2,043		2,092
Total interest expense	1,918		2,131		5,847		6,174
Net interest income	4,940		4,486		14,282		12,842
Total revenues net of interest expense	20,062		18,426		58,606		53,249
Provisions for credit losses
Total provisions for credit losses	985		1,287		3,320		3,842
Total revenues net of interest expense after provisions for credit losses	19,077		17,139		55,286		49,407
Expenses
Card Member rewards	5,090		4,608		15,031		13,604
Business development	1,795		1,611		5,141		4,729
Card Member services	2,006		1,477		5,930		4,106
Marketing	1,770		1,599		4,900		4,640
Salaries and employee benefits	2,570		2,239		7,396		6,511
Other, net	1,315		1,780		4,508		5,112
Total expenses	14,546		13,314		42,906		38,702
Pretax income	4,531		3,825		12,380		10,705
Income tax provision	819		923		2,586		2,334
Net income	$ 3,712		$ 2,902		$ 9,794		$ 8,371
Earnings per Common Share
Basic (in dollars per share)	$ 5.43	[1]	$ 4.14	[1]	$ 14.24	[2]	$ 11.87	[2]
Diluted (in dollars per share)	$ 5.42	[1]	$ 4.14	[1]	$ 14.22	[2]	$ 11.85	[2]
Average common shares outstanding for earnings per common share:
Basic (in shares)	673		692		678		697
Diluted (in shares)	674		693		680		698
Card Balances
Provisions for credit losses
Total provisions for credit losses	$ 895		$ 1,220		$ 3,099		$ 3,587
Other
Provisions for credit losses
Total provisions for credit losses	90		67		221		255
Discount revenue
Non-interest revenues
Non-interest revenues	10,169		9,413		29,845		27,517
Net card fees
Non-interest revenues
Non-interest revenues	2,969		2,551		8,583		7,364
Service fees and other revenue
Non-interest revenues
Non-interest revenues	$ 1,984		$ 1,976		$ 5,896		$ 5,526

[1] Reflects net income less (i) earnings allocated to participating share awards of $23 million and $20 million for the three months ended September 30, 2026 and 2025, respectively, (ii) dividends on preferred shares of $24 million and $14 million for the three months ended September 30, 2026 and 2025, respectively, and (iii) an equity-related adjustment of $16 million related to the redemption of preferred shares for the three months ended September 30, 2026.

[2] Represents net income less (i) earnings allocated to participating share awards of $62 million and $56 million for the nine months ended September 30, 2026 and 2025, respectively, (ii) dividends on preferred shares of $53 million and $43 million for the nine months ended September 30, 2026 and 2025, respectively, and (iii) an equity-related adjustment of $16 million related to the redemption of preferred shares for the nine months ended September 30, 2026.