Consolidated Statements of Cash Flows - USD ($) $ in Millions		12 Months Ended
		Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Cash Flows from Operating Activities
Net income		$ 10,833	$ 10,129	$ 8,374
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		5,256	5,185	4,923
Depreciation and amortization		1,777	1,676	1,651
Stock-based compensation		551	504	450
Deferred taxes		(542)	(990)	(1,329)
Other items	[1]	(237)	(564)	664
Originations of loans held for sale		(74)	0	(54)
Proceeds from sales of loans held for sale		0	0	59
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		(2,781)	1,007	(1,244)
Accounts payable & other liabilities		3,645	(2,897)	5,065
Net cash provided by operating activities		18,428	14,050	18,559
Cash Flows from Investing Activities
Sale of investments		47	42	2
Maturities and redemptions of investments		1,453	2,179	3,888
Purchase of investments		(1,760)	(1,593)	(1,572)
Net increase in loans and Card Member receivables, including Card Member loans held for sale	[2],[3]	(19,573)	(23,259)	(25,124)
Purchase of premises and equipment, net of sales: 2025, $1; 2024, $6; 2023, $2		(2,425)	(1,911)	(1,563)
Acquisitions, net of cash acquired		(633)	(454)	(64)
Dispositions, net of cash disposed		0	594	0
Net cash used in investing activities		(22,891)	(24,402)	(24,433)
Cash Flows from Financing Activities
Net increase in customer deposits		13,045	10,305	18,915
Net (decrease) increase in short-term borrowings	[3]	(27)	207	(105)
Proceeds from long-term debt		24,377	12,602	15,674
Payments of long-term debt		(18,157)	(10,759)	(10,703)
Issuance of American Express common shares		57	100	28
Repurchase of American Express common shares and other		(5,814)	(6,020)	(3,650)
Dividends paid		(2,271)	(1,999)	(1,780)
Net cash provided by financing activities		11,210	4,436	18,379
Effect of foreign currency exchange rates on cash and cash equivalents		405	(40)	177
Net increase (decrease) in cash and cash equivalents		7,152	(5,956)	12,682
Cash and cash equivalents at beginning of year		40,640	46,596	33,914
Cash and cash equivalents at end of year		$ 47,792	$ 40,640	$ 46,596

[1] Primarily includes gains/losses on foreign currency transactions, fair value hedges and tax credit and Amex Ventures investments and movements in equity method investments. For the period ended on December 31, 2024, also includes the gain recognized on the sale of Accertify (refer to Note 1 for additional information).

[2] Includes Card Member loans held for sale (HFS) which were previously held for investment within Card Member loans and were reclassified on the Consolidated Balance Sheets effective June 1, 2025 and December 1, 2024. Refer to Note 1 for additional information.

[3] Excludes an increase of $117 million related to non-cash activity during 2023.