Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2025	Dec. 31, 2024
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2025, nil; 2024, $6)	$ 3,559	$ 3,413
Interest-bearing deposits in other banks	43,491	37,006
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2025, $84; 2024, $82)	742	221
Total cash and cash equivalents (includes restricted cash: 2025, $169; 2024, $427)	47,792	40,640
Investment securities	1,043	1,240
Premises and equipment, less accumulated depreciation and amortization: 2025, $12,039; 2024, $10,739	6,118	5,371
Other assets, less reserves for credit losses: 2025, $86; 2024, $27	24,263	21,179
Total assets	300,052	271,461
Liabilities
Customer deposits	152,488	139,413
Accounts payable	14,700	13,884
Short-term borrowings	1,371	1,374
Long-term debt (includes debt issued by consolidated variable interest entities: 2025, $13,022; 2024, $13,880)	56,387	49,715
Other liabilities	41,632	36,811
Total liabilities	266,578	241,197
Contingencies, Commitments and Guarantees (Note 12)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of December 31, 2025 and 2024 (Note 15)	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 686 million shares as of December 31, 2025 and 702 million shares as of December 31, 2024	138	141
Additional paid-in capital	11,126	11,370
Retained earnings	25,487	22,148
Accumulated other comprehensive income (loss)	(3,277)	(3,395)
Total shareholders’ equity	33,474	30,264
Total liabilities and shareholders’ equity	300,052	271,461
Card Member receivables
Cash and cash equivalents
Financing receivables, net	61,851	59,240
Card Member loans
Cash and cash equivalents
Financing receivables, net	145,923	133,995
Financing receivables held for sale	2,457	758
Other loans
Cash and cash equivalents
Financing receivables, net	$ 10,605	$ 9,038