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Service Fees and Other Revenue and Other Expenses (Tables)
12 Months Ended
Dec. 31, 2025
Service Fees and Other Revenue and Other Expenses [Abstract]  
Service fees and other revenue
The following is a detail of Service fees and other revenue for the years ended December 31:
TABLE 17.1: COMPONENTS OF SERVICE FEES AND OTHER REVENUE
(Millions)202520242023
Network partnership revenue (a)
$1,773 $1,636 $1,705 
Loyalty coalition, merchant and other service fees (b)
1,711 1,609 1,518 
Foreign currency-related revenue1,697 1,527 1,428 
Delinquency fees966 941 963 
Travel commissions and fees625 596 637 
Other fees and revenues
700 456 459 
Total Service fees and other revenue (a)
$7,471 $6,765 $6,710 
(a)Beginning in 2025, network partnership revenue, previously reported as Processed revenue on our Consolidated Statements of Income, is consolidated within Service fees and other revenue. Prior period amounts have been recast to conform to the current period presentation.
(b)Beginning in 2025, the revenue line previously reported as Service fees was renamed to Loyalty coalition, merchant and other service fees to better reflect its nature and components.
Other expenses
The following is a detail of Other expenses for the years ended December 31:
TABLE 17.2: COMPONENTS OF OTHER EXPENSE
(Millions)202520242023
Data processing and equipment$2,986 $2,888 $2,805 
Professional services2,424 2,274 2,029 
Gain on sale of Accertify (a)
 (531)— 
Other
1,577 1,733 1,973 
Total Other expenses$6,987 $6,364 $6,807 
(a)Refer to Note 1 for additional information.