Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2025	Sep. 30, 2024
Cash Flows from Operating Activities
Net income		$ 8,371	$ 7,959
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		3,842	3,893
Depreciation and amortization		1,315	1,248
Stock-based compensation		410	393
Deferred taxes		(642)	(917)
Other items	[1]	74	(333)
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		(1,333)	(222)
Accounts payable & other liabilities		3,324	(3,749)
Net cash provided by operating activities		15,361	8,272
Cash Flows from Investing Activities
Sale of investments		42	35
Maturities and redemptions of investments		876	1,875
Purchase of investments		(1,314)	(1,210)
Net decrease (increase) in loans and Card Member receivables, including Card Member loans held for sale	[2]	(10,212)	(11,945)
Purchase of premises and equipment, net of sales: 2025, $1; 2024, $4		(1,703)	(1,416)
Acquisitions, net of cash acquired		(633)	(90)
Dispositions, net of cash disposed		0	594
Net cash used in investing activities		(12,944)	(12,157)
Cash Flows from Financing Activities
Net increase in customer deposits		10,439	6,305
Net increase in short-term borrowings		1	169
Proceeds from long-term debt		22,375	12,519
Payments of long-term debt		(14,896)	(7,358)
Issuance of American Express common shares		48	49
Repurchase of American Express common shares and other		(4,915)	(4,989)
Dividends paid		(1,688)	(1,489)
Net cash provided by financing activities		11,364	5,206
Effect of foreign currency exchange rates on cash and cash equivalents		285	1
Net increase in cash and cash equivalents		14,066	1,322
Cash and cash equivalents at beginning of period		40,640	46,596
Cash and cash equivalents at end of period		$ 54,706	$ 47,918

[1] Primarily includes gains/losses on fair value hedges, losses on tax credit investments, movements in equity method investments and net gains and losses on Amex Ventures investments. For the period ended on September 30, 2024, also includes the gain recognized on the sale of Accertify (refer to Note 1 for additional information).

[2] Includes Card Member loans held for sale (HFS) which were previously held for investment within Card Member loans and were reclassified on the Consolidated Balance Sheets effective June 1, 2025 and December 1, 2024. Refer to Note 1 for additional information on Card Member loans HFS recognized effective June 1, 2025.