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Loans and Card Member Receivables - Aging by Origination Year (Details) - Other Loans - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Threshold period past due 30 days  
2025/2024 $ 4,519 $ 4,964
2024/2023 2,708 1,591
2023/2022 695 362
2022/2021 67 10
2021/2020 7 14
Prior 60 58
Revolving Loans 2,462 2,233
Total 10,518 9,232
2025/2024, gross write-offs 6 13
2024/2023, gross write-offs 56 59
2023/2022, gross write-offs 39 42
2022/2021, gross write-offs 11 6
2021/2020, gross write-offs 1 0
Prior, gross write-offs 0 0
Revolving Loans, gross write-offs 65 87
Total gross write-offs 178 207
Loans over 90 days past due and accruing interest 7 6
Non-accruals 19 19
Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
2025/2024 4,513 4,950
2024/2023 2,690 1,578
2023/2022 686 356
2022/2021 65 10
2021/2020 7 14
Prior 58 57
Revolving Loans 2,440 2,209
Total 10,459 9,174
30 to 59 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
2025/2024 3 5
2024/2023 7 5
2023/2022 3 2
2022/2021 1 0
2021/2020 0 0
Prior 1 0
Revolving Loans 8 10
Total 23 22
60 to 89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
2025/2024 2 5
2024/2023 6 4
2023/2022 3 2
2022/2021 0 0
2021/2020 0 0
Prior 0 0
Revolving Loans 7 7
Total 18 18
90+ Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
2025/2024 1 4
2024/2023 5 4
2023/2022 3 2
2022/2021 1 0
2021/2020 0 0
Prior 1 1
Revolving Loans 7 7
Total $ 18 $ 18