XML 46 R35.htm IDEA: XBRL DOCUMENT v3.25.3
Service Fees and Other Revenue and Other Expenses (Tables)
 9 Months Ended
Sep. 30, 2025
Service Fees and Other Revenue and Other Expenses [Abstract]  
Service fees and other revenue
The following is a detail of Service fees and other revenue for the three and nine months ended September 30:
Table 12.1: Components of Service Fees and Other Revenue
Three Months Ended
September 30,		Nine Months Ended
September 30,
(Millions)2025202420252024
Network partnership revenue (a)
$456 $413 $1,302 $1,207 
Foreign currency-related revenue447 401 1,264 1,140 
Loyalty coalition, merchant and other service fees (b)
407 370 1,251 1,197 
Delinquency fees245 236 720 705 
Travel commissions and fees167 157 450 481 
Other fees and revenues254 103 539 316 
Total Service fees and other revenue (a)
$1,976 $1,680 $5,526 $5,046 
(a)Effective for the first quarter of 2025, Network partnership revenue, previously reported as Processed revenue on our Consolidated Statements of Income, is consolidated within Service fees and other revenue. Prior period amounts have been recast to conform to the current period presentation.
(b)Effective for the first quarter of 2025, the revenue line previously reported as Service fees was renamed to Loyalty coalition, merchant and other service fees to better reflect its nature and components.
Other expenses
The following is a detail of Other expenses for the three and nine months ended September 30:
Table 12.2: Components of Other Expense
Three Months Ended
September 30,		Nine Months Ended
September 30,
(Millions)2025202420252024
Data processing and equipment
$751 $725 $2,176 $2,083 
Professional services623 579 1,755 1,576 
Gain on sale of Accertify (a)
— — — (531)
Other
406 476 1,181 1,166 
Total Other expenses$1,780 $1,780 $5,112 $4,294 
(a) Refer to Note 1 for additional information.