Consolidated Statements of Income (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended				9 Months Ended
	Sep. 30, 2025		Sep. 30, 2024		Sep. 30, 2025		Sep. 30, 2024
Non-interest revenues
Non-interest revenues	$ 13,940		$ 12,630		$ 40,407		$ 37,265
Interest income
Interest on loans	5,970		5,442		17,170		15,592
Interest and dividends on investment securities	15		18		46		68
Deposits with banks and other	632		689		1,800		2,058
Total interest income	6,617		6,149		19,016		17,718
Interest expense
Deposits	1,371		1,446		4,082		4,298
Long-term debt and other	760		697		2,092		1,915
Total interest expense	2,131		2,143		6,174		6,213
Net interest income	4,486		4,006		12,842		11,505
Total revenues net of interest expense	18,426		16,636		53,249		48,770
Provisions for credit losses
Total provisions for credit losses	1,287		1,356		3,842		3,893
Total revenues net of interest expense after provisions for credit losses	17,139		15,280		49,407		44,877
Expenses
Card Member rewards	4,608		4,168		13,604		12,169
Business development	1,611		1,430		4,729		4,249
Card Member services	1,477		1,179		4,106		3,504
Marketing	1,599		1,470		4,640		4,426
Salaries and employee benefits	2,239		2,049		6,511		6,096
Other, net	1,780		1,780		5,112		4,294
Total expenses	13,314		12,076		38,702		34,738
Pretax income	3,825		3,204		10,705		10,139
Income tax provision	923		697		2,334		2,180
Net income	$ 2,902		$ 2,507		$ 8,371		$ 7,959
Earnings per Common Share
Basic (in dollars per share)	$ 4.14	[1]	$ 3.50	[1]	$ 11.87	[2]	$ 10.99	[2]
Diluted (in dollars per share)	$ 4.14	[1]	$ 3.49	[1]	$ 11.85	[2]	$ 10.97	[2]
Average common shares outstanding for earnings per common share:
Basic (in shares)	692		708		697		715
Diluted (in shares)	693		709		698		716
Card Member Receivables
Provisions for credit losses
Total provisions for credit losses	$ 190		$ 170		$ 562		$ 592
Card Member Loans
Provisions for credit losses
Total provisions for credit losses	1,030		1,114		3,025		3,098
Other
Provisions for credit losses
Total provisions for credit losses	67		72		255		203
Discount revenue
Non-interest revenues
Non-interest revenues	9,413		8,780		27,517		26,015
Net card fees
Non-interest revenues
Non-interest revenues	2,551		2,170		7,364		6,204
Service fees and other revenue
Non-interest revenues
Non-interest revenues	$ 1,976		$ 1,680		$ 5,526		$ 5,046

[1] Represents net income less (i) earnings allocated to participating share awards of $20 million and $18 million for the three months ended September 30, 2025 and 2024, respectively, and (ii) dividends on preferred shares of $14 million and $15 million for the three months ended September 30, 2025 and 2024, respectively.

[2] Represents net income less (i) earnings allocated to participating share awards of $56 million and $59 million for the nine months ended September 30, 2025 and 2024, respectively, and (ii) dividends on preferred shares of $43 million and $44 million for the nine months ended September 30, 2025 and 2024, respectively.