XML 88 R77.htm IDEA: XBRL DOCUMENT v3.25.2
Reportable Operating Segments (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Total non-interest revenues $ 13,669 $ 12,603 $ 26,467 $ 24,635  
Revenue from contracts with customers 10,321 9,818 19,947 19,157  
Interest income 6,264 5,794 12,399 11,569  
Interest expense 2,077 2,064 4,043 4,070  
Net interest income 4,187 3,730 8,356 7,499  
Total revenues net of interest expense 17,856 16,333 34,823 32,134  
Provisions for credit losses 1,405 1,268 2,555 2,537  
Total revenues net of interest expense after provisions for credit losses 16,451 15,065 32,268 29,597  
Card Member rewards, business development and Card Member services 7,508 6,808 14,743 13,145  
Marketing 1,555 1,480 3,041 2,956  
Salaries and employee benefits and other operating expenses 3,838 2,987 7,604 6,561  
Total expenses 12,901 11,275 25,388 22,662  
Pretax income 3,550 3,790 6,880 6,935  
Total assets 295,556 272,219 295,556 272,219 $ 271,461
Corporate and Other          
Segment Reporting Information [Line Items]          
Total non-interest revenues 2 9 (14) (11)  
Revenue from contracts with customers (7) 14 (16) 4  
Interest income 599 679 1,161 1,368  
Interest expense 675 736 1,289 1,471  
Net interest income (76) (57) (128) (103)  
Total revenues net of interest expense (74) (48) (142) (114)  
Provisions for credit losses 1 1 1 0  
Total revenues net of interest expense after provisions for credit losses (75) (49) (143) (114)  
Card Member rewards, business development and Card Member services 11 8 23 14  
Marketing 6 5 14 11  
Salaries and employee benefits and other operating expenses 458 440 979 978  
Total expenses 475 453 1,016 1,003  
Pretax income (550) (502) (1,159) (1,117)  
Total assets 54,704 38,574 54,704 38,574  
USCS | Operating Segments          
Segment Reporting Information [Line Items]          
Total non-interest revenues 5,540 5,029 10,783 9,795  
Revenue from contracts with customers 3,903 3,696 7,537 7,165  
Interest income 3,795 3,474 7,558 6,955  
Interest expense 782 771 1,539 1,519  
Net interest income 3,013 2,703 6,019 5,436  
Total revenues net of interest expense 8,553 7,732 16,802 15,231  
Provisions for credit losses 829 706 1,460 1,433  
Total revenues net of interest expense after provisions for credit losses 7,724 7,026 15,342 13,798  
Card Member rewards, business development and Card Member services 3,967 3,587 7,849 6,943  
Marketing 800 764 1,565 1,483  
Salaries and employee benefits and other operating expenses 1,281 1,115 2,520 2,199  
Total expenses 6,048 5,466 11,934 10,625  
Pretax income 1,676 1,560 3,408 3,173  
Total assets 113,876 108,224 113,876 108,224  
CS | Operating Segments          
Segment Reporting Information [Line Items]          
Total non-interest revenues 3,422 3,333 6,687 6,527  
Revenue from contracts with customers 2,975 2,922 5,803 5,717  
Interest income 1,240 1,051 2,442 2,056  
Interest expense 450 430 882 844  
Net interest income 790 621 1,560 1,212  
Total revenues net of interest expense 4,212 3,954 8,247 7,739  
Provisions for credit losses 360 349 689 704  
Total revenues net of interest expense after provisions for credit losses 3,852 3,605 7,558 7,035  
Card Member rewards, business development and Card Member services 1,790 1,633 3,536 3,126  
Marketing 331 325 668 651  
Salaries and employee benefits and other operating expenses 826 742 1,613 1,475  
Total expenses 2,947 2,700 5,817 5,252  
Pretax income 905 905 1,741 1,783  
Total assets 62,152 58,993 62,152 58,993  
ICS | Operating Segments          
Segment Reporting Information [Line Items]          
Total non-interest revenues 2,947 2,548 5,593 4,985  
Revenue from contracts with customers 1,876 1,669 3,564 3,259  
Interest income 620 577 1,216 1,160  
Interest expense 335 303 641 610  
Net interest income 285 274 575 550  
Total revenues net of interest expense 3,232 2,822 6,168 5,535  
Provisions for credit losses 210 192 402 374  
Total revenues net of interest expense after provisions for credit losses 3,022 2,630 5,766 5,161  
Card Member rewards, business development and Card Member services 1,452 1,302 2,764 2,505  
Marketing 322 290 622 642  
Salaries and employee benefits and other operating expenses 783 748 1,534 1,472  
Total expenses 2,557 2,340 4,920 4,619  
Pretax income 465 290 846 542  
Total assets 46,500 41,982 46,500 41,982  
GMNS | Operating Segments          
Segment Reporting Information [Line Items]          
Total non-interest revenues 1,758 1,684 3,418 3,339  
Revenue from contracts with customers 1,574 1,517 3,059 3,012  
Interest income 10 13 22 30  
Interest expense (165) (176) (308) (374)  
Net interest income 175 189 330 404  
Total revenues net of interest expense 1,933 1,873 3,748 3,743  
Provisions for credit losses 5 20 3 26  
Total revenues net of interest expense after provisions for credit losses 1,928 1,853 3,745 3,717  
Card Member rewards, business development and Card Member services 288 278 571 557  
Marketing 96 96 172 169  
Salaries and employee benefits and other operating expenses 490 (58) 958 437  
Total expenses 874 316 1,701 1,163  
Pretax income 1,054 1,537 2,044 2,554  
Total assets $ 18,324 $ 24,446 $ 18,324 $ 24,446