Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2025	Jun. 30, 2024
Cash Flows from Operating Activities
Net income		$ 5,469	$ 5,452
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		2,555	2,537
Depreciation and amortization		860	811
Stock-based compensation		285	280
Deferred taxes		(385)	(444)
Other items	[1]	61	(728)
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		(1,152)	63
Accounts payable & other liabilities		1,435	2,113
Net cash provided by operating activities		9,128	10,084
Cash Flows from Investing Activities
Sale of investments		1	31
Maturities and redemptions of investments		587	1,534
Purchase of investments		(769)	(762)
Net decrease (increase) in loans and Card Member receivables, including Card Member loans held for sale	[2]	(4,483)	(9,061)
Purchase of premises and equipment, net of sales: 2025, nil; 2024, $2		(1,049)	(961)
Acquisitions, net of cash acquired		(633)	0
Dispositions, net of cash disposed		0	584
Net cash used in investing activities		(6,346)	(8,635)
Cash Flows from Financing Activities
Net increase in customer deposits		9,943	4,630
Net increase in short-term borrowings		21	479
Proceeds from long-term debt		15,896	7,879
Payments of long-term debt		(7,895)	(4,151)
Issuance of American Express common shares		22	46
Repurchase of American Express common shares and other		(2,564)	(3,054)
Dividends paid		(1,102)	(973)
Net cash provided by financing activities		14,321	4,856
Effect of foreign currency exchange rates on cash and cash equivalents		194	(6)
Net increase in cash and cash equivalents		17,297	6,299
Cash and cash equivalents at beginning of period		40,640	46,596
Cash and cash equivalents at end of period		$ 57,937	$ 52,895

[1] Primarily includes gains/losses on fair value hedges, losses on tax credit investments, net gains and losses on Amex Ventures investments and movements in equity method investments. For the period ended on June 30, 2024, also includes the gain recognized on the sale of Accertify (refer to Note 1 for additional information).

[2] Includes Card Member loans held for sale (HFS) which were previously held for investment within Card Member loans and were reclassified on the Consolidated Balance Sheets effective June 1, 2025 and December 1, 2024. Refer to Note 1 for additional information on Card Member loans HFS recognized effective June 1, 2025.