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Service Fees and Other Revenue and Other Expenses (Tables)
6 Months Ended
Jun. 30, 2025
Service Fees and Other Revenue and Other Expenses [Abstract]  
Service fees and other revenue
The following is a detail of Service fees and other revenue for the three and six months ended June 30:
Table 12.1: Components of Service Fees and Other Revenue
Three Months Ended
June 30,
Six Months Ended
June 30,
(Millions)2025202420252024
Network partnership revenue (a)
$438 $408 $846 $794 
Loyalty coalition, merchant and other service fees (b)
407 385 843 827 
Foreign currency-related revenue435 381 817 739 
Delinquency fees238 235 475 469 
Travel commissions and fees148 157 284 324 
Other fees and revenues162 122 285 213 
Total Service fees and other revenue (a)
$1,828 $1,688 $3,550 $3,366 
(a)Effective for the first quarter of 2025, Network partnership revenue, previously reported as Processed revenue on our Consolidated Statements of Income, is consolidated within Service fees and other revenue. Prior period amounts have been recast to conform to the current period presentation.
(b)Effective for the first quarter of 2025, the revenue line previously reported as Service fees was renamed to Loyalty coalition, merchant and other service fees to better reflect its nature and components.
Other expenses
The following is a detail of Other expenses for the three and six months ended June 30:
Table 12.2: Components of Other Expense
Three Months Ended
June 30,
Six Months Ended
June 30,
(Millions)2025202420252024
Data processing and equipment
$720 $701 $1,425 $1,358 
Professional services591 542 1,132 997 
Gain on sale of Accertify (a)
 (531) (531)
Other
375 326 775 690 
Total Other expenses$1,686 $1,038 $3,332 $2,514 
(a) Refer to Note 1 for additional information.