Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2025	Mar. 31, 2024
Cash Flows from Operating Activities
Net income		$ 2,584	$ 2,437
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		1,150	1,269
Depreciation and amortization		433	390
Stock-based compensation		158	176
Deferred taxes		(20)	(134)
Other items	[1]	213	(193)
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		18	195
Accounts payable & other liabilities		228	1,412
Net cash provided by operating activities		4,764	5,552
Cash Flows from Investing Activities
Sale of investments		0	2
Maturities and redemptions of investments		285	282
Purchase of investments		(239)	(407)
Net decrease (increase) in loans and Card Member receivables, including Card Member loans held for sale	[2]	835	(2,625)
Purchase of premises and equipment, net of sales: 2025, nil; 2024, $1		(430)	(396)
Net cash provided by (used in) investing activities		451	(3,144)
Cash Flows from Financing Activities
Net increase in customer deposits		6,973	5,283
Net increase in short-term borrowings		131	518
Proceeds from long-term debt		4,768	2,345
Payments of long-term debt		(3,534)	(1,250)
Issuance of American Express common shares		22	29
Repurchase of American Express common shares and other		(1,208)	(1,292)
Dividends paid		(509)	(452)
Net cash provided by financing activities		6,643	5,181
Effect of foreign currency exchange rates on cash and cash equivalents		10	28
Net increase in cash and cash equivalents		11,868	7,617
Cash and cash equivalents at beginning of period		40,640	46,596
Cash and cash equivalents at end of period		$ 52,508	$ 54,213

[1] Primarily includes gains/losses on fair value hedges, losses on tax credit investments, net gains and losses on Amex Ventures investments, movements in equity method investments and changes in reserves.

[2] Includes Card Member loans held for sale (HFS) which were previously held for investment within Card Member loans and were reclassified on the Consolidated Balance Sheets effective December 1, 2024.