XML 55 R44.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Card Member Receivables - Credit Quality (Details)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Credit Quality Indicator for Loans and Receivables    
90+ Days Past Billing as a % of total 0.40% 0.50%
Card Member Loans | Consumer    
Credit Quality Indicator for Loans and Receivables    
30+ Days Past Due as a % of Total 1.40% 1.40%
Card Member Loans | Small Business    
Credit Quality Indicator for Loans and Receivables    
30+ Days Past Due as a % of Total 1.50% 1.40%
Card Member Loans | Net Write-Off Rate - Principal Only | Consumer    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.30% 2.30%
Card Member Loans | Net Write-Off Rate - Principal Only | Small Business    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.50% 2.20%
Card Member Loans | Net Write-Off Rate Principal Interest, and Fees | Consumer    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.90% 2.80%
Card Member Loans | Net Write-Off Rate Principal Interest, and Fees | Small Business    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.90% 2.60%
Card Member Receivables | Consumer    
Credit Quality Indicator for Loans and Receivables    
30+ Days Past Due as a % of Total 0.80% 0.90%
Card Member Receivables | Small Business    
Credit Quality Indicator for Loans and Receivables    
30+ Days Past Due as a % of Total 1.30% 1.30%
Card Member Receivables | Net Write-Off Rate - Principal Only | Consumer    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 0.90% 1.40%
Card Member Receivables | Net Write-Off Rate - Principal Only | Small Business    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 1.90% 2.10%
Card Member Receivables | Net Write-Off Rate Principal Interest, and Fees | Consumer    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 1.00% 1.50%
Card Member Receivables | Net Write-Off Rate Principal Interest, and Fees | Small Business    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.00% 2.30%
Card Member Receivables | Net Write-Off Rate Principal Interest, and Fees | Corporate    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 0.50% 0.50%
Other Loans    
Credit Quality Indicator for Loans and Receivables    
30+ Days Past Due as a % of Total 0.60% 0.70%
Other Loans | Net Write-Off Rate - Principal Only    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.20% 2.30%
Other Loans | Net Write-Off Rate Principal Interest, and Fees    
Credit Quality Indicator for Loans and Receivables    
Net Write-Off Rate 2.30% 2.40%