Consolidated Statements of Cash Flows - USD ($) $ in Millions		12 Months Ended
		Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Cash Flows from Operating Activities
Net income		$ 10,129	$ 8,374	$ 7,514
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		5,185	4,923	2,182
Depreciation and amortization		1,676	1,651	1,626
Stock-based compensation		504	450	375
Deferred taxes		(990)	(1,329)	(1,189)
Other items	[1]	(564)	664	365
Originations of loans held-for-sale		0	(54)	(277)
Proceeds from sales of loans held-for-sale		0	59	277
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		1,007	(1,244)	1,391
Accounts payable & other liabilities		(2,897)	5,065	8,815
Net cash provided by operating activities		14,050	18,559	21,079
Cash Flows from Investing Activities
Sale of investments		42	2	26
Maturities and redemptions of investments		2,179	3,888	1,892
Purchase of investments		(1,593)	(1,572)	(4,175)
Net increase in loans and Card Member receivables, including Card Member loans held for sale	[2],[3]	(23,259)	(25,124)	(29,562)
Purchase of premises and equipment, net of sales: 2024, $6; 2023, $2; 2022, $1		(1,911)	(1,563)	(1,855)
Acquisitions, net of cash acquired		(454)	(64)	(15)
Dispositions, net of cash disposed		594	0	0
Net cash used in investing activities		(24,402)	(24,433)	(33,689)
Cash Flows from Financing Activities
Net increase in customer deposits		10,305	18,915	25,902
Net (decrease) increase in short-term borrowings	[3]	207	(105)	(706)
Proceeds from long-term debt		12,602	15,674	23,230
Payments of long-term debt		(10,759)	(10,703)	(18,906)
Issuance of American Express common shares		100	28	56
Repurchase of American Express common shares and other		(6,020)	(3,650)	(3,502)
Dividends paid		(1,999)	(1,780)	(1,565)
Net cash provided by financing activities		4,436	18,379	24,509
Effect of foreign currency exchange rates on cash and cash equivalents		(40)	177	(13)
Net (decrease) increase in cash and cash equivalents		(5,956)	12,682	11,886
Cash and cash equivalents at beginning of year		46,596	33,914	22,028
Cash and cash equivalents at end of year		$ 40,640	$ 46,596	$ 33,914

[1] Primarily includes the gain recognized on the sale of Accertify (See Note 1), losses on tax credit investments, changes in reserves, net gains and losses on Amex Ventures investments, gains/losses on fair value hedges and changes in equity method investments.

[2] Includes Card Member loans held for sale (HFS) which were previously held for investment within Card Member loans and were reclassified on the Consolidated Balance Sheets effective December 1, 2024. Refer to Note 1 for additional information.

[3] Excludes an increase of $117 million related to non-cash activity during 2023.