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Loans and Card Member Receivables - Impaired Loans and Receivables, Prior to Adoption (Details) - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Impaired loans and receivables      
Loans over 90 days past due and accruing interest     $ 309
Non-accruals     191
Account classified as a TDR in program     1,733
Account classified as a TDR out of program     2,068
Total impaired loans and receivables     4,301
Reserve for Credit Losses - TDRs     $ 504
Accounts Receivable and Loans Textuals      
Threshold period past due for write-off     180 days
Account classified as TDR, past due 90 days and still accruing     $ 48
Accounts classified as TDR, non-accrual     17
Out of Program TDR accounts that completed modification programs     1,922
Out of Program TDR accounts not in compliance with modification programs     146
Card Member loans      
Accounts Receivable and Loans Textuals      
Threshold period past due for write-off 180 days    
Card Member loans | Consumer      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest $ 435 $ 393 252
Non-accruals 464 344 155
Account classified as a TDR in program     781
Account classified as a TDR out of program     1,098
Total impaired loans and receivables     2,286
Reserve for Credit Losses - TDRs     335
Card Member loans | Small Business      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest 132 109 54
Non-accruals 135 95 34
Account classified as a TDR in program     267
Account classified as a TDR out of program     380
Total impaired loans and receivables     735
Reserve for Credit Losses - TDRs     108
Card Member loans | Corporate      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest 0 0 0
Non-accruals $ 0 0 0
Account classified as a TDR in program     0
Account classified as a TDR out of program     0
Total impaired loans and receivables     0
Reserve for Credit Losses - TDRs     0
Card Member receivables      
Accounts Receivable and Loans Textuals      
Threshold period past due for write-off 180 days    
Card Member receivables | Consumer      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest $ 0 0 0
Non-accruals 0 0 0
Account classified as a TDR in program     257
Account classified as a TDR out of program     179
Total impaired loans and receivables     436
Reserve for Credit Losses - TDRs     20
Card Member receivables | Small Business      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest 0 0 0
Non-accruals 0 0 0
Account classified as a TDR in program     403
Account classified as a TDR out of program     402
Total impaired loans and receivables     805
Reserve for Credit Losses - TDRs     40
Card Member receivables | Corporate      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest 0 0 0
Non-accruals $ 0 $ 0 0
Account classified as a TDR in program     6
Account classified as a TDR out of program     7
Total impaired loans and receivables     13
Reserve for Credit Losses - TDRs     1
Other Loans      
Impaired loans and receivables      
Loans over 90 days past due and accruing interest     3
Non-accruals     2
Account classified as a TDR in program     19
Account classified as a TDR out of program     2
Total impaired loans and receivables     26
Reserve for Credit Losses - TDRs     $ 0