XML 91 R72.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Card Member Receivables - Modifications (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Modifications [Line Items]    
Maximum payment term extension 60 months  
Unused credit available $ 82  
Account Balances 3,172 $ 3,089
Card Member loans | Interest Rate Reduction | Consumer    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 1,770 $ 1,572
% of Total Class of Financing Receivables 1.60% 1.60%
Weighted Average Interest Rate Reduction (% points) 18.30% 16.40%
Card Member loans | Interest Rate Reduction | Small Business    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 646 $ 550
% of Total Class of Financing Receivables 2.00% 2.00%
Weighted Average Interest Rate Reduction (% points) 17.50% 15.90%
Card Member loans | Interest Rate Reduction | Corporate    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 0 $ 0
% of Total Class of Financing Receivables 0.00% 0.00%
Weighted Average Interest Rate Reduction (% points) 0.00% 0.00%
Card Member receivables | Term Extension | Consumer    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 256 $ 346
% of Total Class of Financing Receivables 1.00% 1.40%
Weighted Average Payment Term Extensions (# of months) 30 months 27 months
Card Member receivables | Term Extension | Small Business    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 401 $ 543
% of Total Class of Financing Receivables 2.20% 2.80%
Weighted Average Payment Term Extensions (# of months) 30 months 28 months
Card Member receivables | Term Extension | Corporate    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 13 $ 13
% of Total Class of Financing Receivables 0.10% 0.10%
Weighted Average Payment Term Extensions (# of months) 9 months 9 months
Other Loans | Interest Rate Reduction and Term Extension    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 56 $ 42
% of Total Class of Financing Receivables 0.60% 0.60%
Weighted Average Interest Rate Reduction (% points) 2.60% 2.10%
Weighted Average Payment Term Extensions (# of months) 20 months 20 months
Other Loans | Term Extension    
Financing Receivable, Modifications [Line Items]    
Account Balances $ 30 $ 23
% of Total Class of Financing Receivables 0.30% 0.30%
Weighted Average Interest Rate Reduction (% points) 0.00% 0.00%
Weighted Average Payment Term Extensions (# of months) 18 months 18 months