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Loans and Card Member Receivables - Modifications (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Maximum payment term extension     60 months  
Unused credit available $ 70 $ 48 $ 70 $ 48
Account Balances 956 1,044 2,630 2,320
Card Member Loans | Interest Rate Reduction | Consumer        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 511 $ 542 $ 1,438 $ 1,113
% of Total Class of Financing Receivables 0.50% 0.60% 1.40% 1.20%
Weighted Average Interest Rate Reduction (% points) 18.30% 16.40% 18.20% 16.10%
Card Member Loans | Interest Rate Reduction | Small Business        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 185 $ 167 $ 514 $ 411
% of Total Class of Financing Receivables 0.60% 0.60% 1.60% 1.50%
Weighted Average Interest Rate Reduction (% points) 17.60% 15.90% 17.50% 15.70%
Card Member Loans | Interest Rate Reduction | Corporate        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 0 $ 0 $ 0 $ 0
% of Total Class of Financing Receivables 0.00% 0.00% 0.00% 0.00%
Weighted Average Interest Rate Reduction (% points) 0.00% 0.00% 0.00% 0.00%
Card Member Receivables | Term Extension | Consumer        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 89 $ 126 $ 232 $ 282
% of Total Class of Financing Receivables 0.40% 0.60% 1.00% 1.30%
Weighted Average Payment Term Extensions (# of months) 31 months 30 months 30 months 27 months
Card Member Receivables | Term Extension | Small Business        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 138 $ 181 $ 359 $ 455
% of Total Class of Financing Receivables 0.70% 0.90% 1.90% 2.30%
Weighted Average Payment Term Extensions (# of months) 31 months 30 months 30 months 27 months
Card Member Receivables | Term Extension | Corporate        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 9 $ 4 $ 15 $ 12
% of Total Class of Financing Receivables 0.10% 0.02% 0.10% 0.10%
Weighted Average Payment Term Extensions (# of months) 10 months 10 months 9 months 10 months
Other Loans | Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 16 $ 16 $ 46 $ 28
% of Total Class of Financing Receivables 0.20% 0.20% 0.50% 0.40%
Weighted Average Interest Rate Reduction (% points) 2.50% 2.10% 2.50% 2.00%
Weighted Average Payment Term Extensions (# of months) 20 months 20 months 20 months 19 months
Other Loans | Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Account Balances $ 8 $ 8 $ 26 $ 19
% of Total Class of Financing Receivables 0.10% 0.10% 0.30% 0.30%
Weighted Average Interest Rate Reduction (% points) 0.00% 0.00% 0.00% 0.00%
Weighted Average Payment Term Extensions (# of months) 16 months 19 months 18 months 18 months