Reportable Operating Segments (Tables)

9 Months Ended

Sep. 30, 2024

The following table presents certain selected financial information for our reportable operating segments and Corporate & Other:


As of or for the Three Months Ended September 30, 2024 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	5,028	$	3,304	$	2,659	$	1,667	$	(28)	$	12,630
Revenue from contracts with customers (b)	3,620		2,886		1,724		1,493		(7)		9,716
Interest income	3,722		1,142		588		11		686		6,149
Interest expense	806		448		311		(169)		747		2,143
Total revenues net of interest expense	7,944		3,998		2,936		1,847		(89)		16,636
Pretax income (loss)	1,659		908		455		991		(809)		3,204
Total assets	$	106,201	$	59,716	$	43,073	$	17,739	$	44,250	$	270,979


For the Nine Months Ended September 30, 2024 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	14,823	$	9,831	$	7,644	$	5,006	$	(39)	$	37,265
Revenue from contracts with customers (b)	10,785		8,603		4,983		4,505		(3)		28,873
Interest income	10,677		3,198		1,748		41		2,054		17,718
Interest expense	2,325		1,292		921		(543)		2,218		6,213
Total revenues net of interest expense	23,175		11,737		8,471		5,590		(203)		48,770
Pretax income (loss)	$	4,832	$	2,691	$	997	$	3,545	$	(1,926)	$	10,139


As of or for the Three Months Ended September 30, 2023 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	4,680	$	3,257	$	2,390	$	1,656	$	(44)	$	11,939
Revenue from contracts with customers (b)	3,464		2,864		1,558		1,499		(8)		9,377
Interest income	3,228		881		538		14		579		5,240
Interest expense	700		391		285		(181)		603		1,798
Total revenues net of interest expense	7,208		3,747		2,643		1,851		(68)		15,381
Pretax income (loss)	1,584		852		387		986		(709)		3,100
Total assets	$	98,218	$	56,585	$	38,553	$	20,764	$	36,467	$	250,587


For the Nine Months Ended September 30, 2023 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	13,682	$	9,665	$	7,006	$	4,927	$	(94)	$	35,186
Revenue from contracts with customers (b)	10,182		8,505		4,527		4,470		(28)		27,656
Interest income	8,937		2,379		1,502		42		1,571		14,431
Interest expense	1,898		1,076		770		(486)		1,643		4,901
Total revenues net of interest expense	20,721		10,968		7,738		5,455		(166)		44,716
Pretax income (loss)	$	3,964	$	2,195	$	829	$	2,834	$	(1,821)	$	8,001

(a)Corporate & Other includes adjustments and eliminations for intersegment activity.

(b)Includes discount revenue, certain service fees and other revenue and processed revenue from customers.