Consolidated Statements of Income (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended				9 Months Ended
	Sep. 30, 2024		Sep. 30, 2023		Sep. 30, 2024		Sep. 30, 2023
Non-interest revenues
Non-interest revenues	$ 12,630		$ 11,939		$ 37,265		$ 35,186
Interest income
Interest on loans	5,442		4,635		15,592		12,787
Interest and dividends on investment securities	18		33		68		97
Deposits with banks and other	689		572		2,058		1,547
Total interest income	6,149		5,240		17,718		14,431
Interest expense
Deposits	1,446		1,290		4,298		3,480
Long-term debt and other	697		508		1,915		1,421
Total interest expense	2,143		1,798		6,213		4,901
Net interest income	4,006		3,442		11,505		9,530
Total revenues net of interest expense	16,636		15,381		48,770		44,716
Provisions for credit losses
Total provisions for credit losses	1,356		1,233		3,893		3,486
Total revenues net of interest expense after provisions for credit losses	15,280		14,148		44,877		41,230
Expenses
Card Member rewards	4,168		3,794		12,169		11,516
Business development	1,430		1,393		4,249		4,174
Card Member services	1,179		973		3,504		2,905
Marketing	1,470		1,236		4,426		3,985
Salaries and employee benefits	2,049		2,047		6,096		5,936
Other, net	1,780		1,605		4,294		4,713
Total expenses	12,076		11,048		34,738		33,229
Pretax income	3,204		3,100		10,139		8,001
Income tax provision	697		649		2,180		1,560
Net income	$ 2,507		$ 2,451		$ 7,959		$ 6,441
Earnings per Common Share
Basic (in dollars per share)	$ 3.50	[1]	$ 3.30	[1]	$ 10.99	[2]	$ 8.60	[2]
Diluted (in dollars per share)	$ 3.49	[1]	$ 3.30	[1]	$ 10.97	[2]	$ 8.59	[2]
Average common shares outstanding for earnings per common share:
Basic (in shares)	708		732		715		738
Diluted (in shares)	709		733		716		739
Card Member Receivables
Provisions for credit losses
Total provisions for credit losses	$ 170		$ 206		$ 592		$ 658
Card Member Loans
Provisions for credit losses
Total provisions for credit losses	1,114		982		3,098		2,691
Other
Provisions for credit losses
Total provisions for credit losses	72		45		203		137
Discount revenue
Non-interest revenues
Non-interest revenues	8,780		8,408		26,015		24,836
Net card fees
Non-interest revenues
Non-interest revenues	2,170		1,846		6,204		5,348
Service fees and other revenue
Non-interest revenues
Non-interest revenues	1,267		1,261		3,839		3,711
Processed revenue
Non-interest revenues
Non-interest revenues	$ 413		$ 424		$ 1,207		$ 1,291

[1] Represents net income less (i) earnings allocated to participating share awards of $18 million and $19 million for the three months ended September 30, 2024 and 2023, respectively, and (ii) dividends on preferred shares of $15 million and $14 million for the three months ended September 30, 2024 and 2023, respectively.

[2] Represents net income less (i) earnings allocated to participating share awards of $59 million and $50 million for the nine months ended September 30, 2024 and 2023, respectively, and (ii) dividends on preferred shares of $44 million and $43 million for the nine months ended September 30, 2024 and 2023, respectively.