Reportable Operating Segments (Tables)

6 Months Ended

Jun. 30, 2024

The following table presents certain selected financial information for our reportable operating segments and Corporate & Other:


As of or for the Three Months Ended June 30, 2024 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	5,029	$	3,333	$	2,548	$	1,684	$	9	$	12,603
Revenue from contracts with customers (b)	3,696		2,922		1,669		1,517		14		9,818
Interest income	3,474		1,051		577		13		679		5,794
Interest expense	771		430		303		(176)		736		2,064
Total revenues net of interest expense	7,732		3,954		2,822		1,873		(48)		16,333
Pretax income (loss)	1,560		905		290		1,537		(502)		3,790
Total assets	$	108,224	$	58,993	$	41,982	$	24,446	$	38,574	$	272,219


For the Six Months Ended June 30, 2024 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	9,795	$	6,527	$	4,985	$	3,339	$	(11)	$	24,635
Revenue from contracts with customers (b)	7,165		5,717		3,259		3,012		4		19,157
Interest income	6,955		2,056		1,160		30		1,368		11,569
Interest expense	1,519		844		610		(374)		1,471		4,070
Total revenues net of interest expense	15,231		7,739		5,535		3,743		(114)		32,134
Pretax income (loss)	$	3,173	$	1,783	$	542	$	2,554	$	(1,117)	$	6,935


As of or for the Three Months Ended June 30, 2023 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	4,643	$	3,301	$	2,349	$	1,675	$	(19)	$	11,949
Revenue from contracts with customers (b)	3,479		2,910		1,528		1,523		(7)		9,433
Interest income	2,934		792		497		14		538		4,775
Interest expense	647		364		261		(174)		572		1,670
Total revenues net of interest expense	6,930		3,729		2,585		1,863		(53)		15,054
Pretax income (loss)	1,250		713		253		963		(445)		2,734
Total assets	$	94,944	$	54,290	$	38,183	$	17,024	$	40,463	$	244,904


For the Six Months Ended June 30, 2023 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	9,002	$	6,408	$	4,616	$	3,271	$	(50)	$	23,247
Revenue from contracts with customers (b)	6,718		5,641		2,969		2,971		(20)		18,279
Interest income	5,709		1,498		964		28		992		9,191
Interest expense	1,198		685		485		(305)		1,040		3,103
Total revenues net of interest expense	13,513		7,221		5,095		3,604		(98)		29,335
Pretax income (loss)	$	2,380	$	1,343	$	442	$	1,848	$	(1,112)	$	4,901

(a)Corporate & Other includes adjustments and eliminations for intersegment activity.

(b)Includes discount revenue, certain service fees and other revenue and processed revenue from customers.