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Customer Deposits (Tables)
 6 Months Ended
Jun. 30, 2024
Deposits [Abstract]  
Customer deposits by component and type
As of June 30, 2024 and December 31, 2023, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions)20242023
U.S.:
Interest-bearing$132,852 $128,146 
Non-interest-bearing (includes Card Member credit balances of: 2024, $428; 2023, $495)
479 557 
Non-U.S.:
Interest-bearing17 12 
Non-interest-bearing (includes Card Member credit balances of: 2024, $395; 2023, $426)
398 429 
Total customer deposits$133,746 $129,144 
Customer deposits by deposit type as of June 30, 2024 and December 31, 2023 were as follows:
(Millions)20242023
U.S. interest-bearing deposits:
Savings accounts
$101,787 $92,324 
Checking accounts
1,617 1,398 
Certificates of deposit:
Direct4,871 5,557 
Third-party (brokered)9,661 12,960 
Sweep accounts – Third-party (brokered)14,916 15,907 
Total U.S. interest-bearing deposits
$132,852 $128,146 
Other deposits71 77 
Card Member credit balances823 921 
Total customer deposits$133,746 $129,144 
Time deposits by maturity
The scheduled maturities of certificates of deposit as of June 30, 2024 were as follows:
(Millions)20242025202620272028After 5 YearsTotal
Certificates of deposit (a)
$6,432 $5,549 $1,071 $772 $700 $19 $14,543 
(a)Includes $11 million of non-U.S. direct certificates of deposit as of June 30, 2024.