Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Cash Flows from Operating Activities
Net income		$ 2,437	$ 1,816
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provisions for credit losses		1,269	1,055
Depreciation and amortization		390	400
Stock-based compensation		176	140
Deferred taxes		(134)	(334)
Other items	[1]	(193)	152
Originations of loans held-for-sale		0	(54)
Proceeds from sales of loans held-for-sale		0	59
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		195	(52)
Accounts payable & other liabilities		1,412	(3,559)
Net cash provided by (used in) operating activities		5,552	(377)
Cash Flows from Investing Activities
Sale of investments		2	0
Maturities and redemptions of investments		282	900
Purchase of investments		(407)	(277)
Net increase in loans and Card Member receivables	[2]	(2,625)	(1,603)
Purchase of premises and equipment, net of sales: 2024, $1; 2023, $1		(396)	(360)
Net (Acquisitions)/dispositions, net of cash acquired		0	(64)
Net cash used in investing activities		(3,144)	(1,404)
Cash Flows from Financing Activities
Net increase in customer deposits		5,283	10,566
Net increase in short-term borrowings	[2]	518	239
Proceeds from long-term debt		2,345	1,498
Payments of long-term debt		(1,250)	(3,003)
Issuance of American Express common shares		29	18
Repurchase of American Express common shares and other		(1,292)	(316)
Dividends paid		(452)	(405)
Net cash provided by financing activities		5,181	8,597
Effect of foreign currency exchange rates on cash and cash equivalents		28	106
Net increase in cash and cash equivalents		7,617	6,922
Cash and cash equivalents at beginning of period		46,596	33,914
Cash and cash equivalents at end of period		$ 54,213	$ 40,836

[1] Includes changes in reserves, gains/losses on fair value hedges, changes in equity method investments, losses on tax credit investments and gains/losses on Amex Ventures investments.

[2] Excludes an increase of $117 million related to non-cash activity during the three months ended March 31, 2023.