Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents
Cash and due from banks	$ 6,264	$ 7,118
Interest-bearing deposits in other banks	47,880	39,312
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2024, $68; 2023, $66)	69	166
Total cash and cash equivalents (includes restricted cash: 2024, $526; 2023, $514)	54,213	46,596
Investment securities	2,232	2,186
Premises and equipment, less accumulated depreciation and amortization: 2024, $10,211; 2023, $9,911	5,138	5,138
Other assets, less reserves for credit losses: 2024, $27; 2023, $27	19,241	19,114
Total assets	269,261	261,108
Liabilities
Customer deposits	134,418	129,144
Accounts payable	13,411	13,109
Short-term borrowings	1,742	1,293
Long-term debt (includes debt issued by consolidated variable interest entities: 2024, $13,429; 2023, $13,426)	48,826	47,866
Other liabilities	42,100	41,639
Total liabilities	240,497	233,051
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of March 31, 2024 and December 31, 2023	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 719 million shares as of March 31, 2024 and 723 million shares as of December 31, 2023	144	145
Additional paid-in capital	11,354	11,372
Retained earnings	20,421	19,612
Accumulated other comprehensive income (loss)	(3,155)	(3,072)
Total shareholders’ equity	28,764	28,057
Total liabilities and shareholders’ equity	269,261	261,108
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	59,624	60,237
Card Member Loans
Cash and cash equivalents
Financing receivables, net	121,348	120,877
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 7,465	$ 6,960