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Customer Deposits (Tables)
3 Months Ended
Mar. 31, 2024
Deposits [Abstract]  
Customer deposits by component and type
As of March 31, 2024 and December 31, 2023, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions)20242023
U.S.:
Interest-bearing$133,483 $128,146 
Non-interest-bearing (includes Card Member credit balances of: 2024, $446; 2023, $495)
511 557 
Non-U.S.:
Interest-bearing12 12 
Non-interest-bearing (includes Card Member credit balances of: 2024, $409; 2023, $426)
412 429 
Total customer deposits$134,418 $129,144 
Customer deposits by deposit type as of March 31, 2024 and December 31, 2023 were as follows:
(Millions)20242023
U.S. retail deposits:
Savings and transaction accounts$101,419 $93,722 
Certificates of deposit:
Direct5,166 5,557 
Third-party (brokered)11,092 12,960 
Sweep accounts – Third-party (brokered)15,806 15,907 
Total U.S. retail deposits
$133,483 $128,146 
Other deposits80 77 
Card Member credit balances855 921 
Total customer deposits$134,418 $129,144 
Time deposits by maturity
The scheduled maturities of certificates of deposit as of March 31, 2024 were as follows:
(Millions)20242025202620272028After 5 YearsTotal
Certificates of deposit (a)
$8,820 $4,950 $1,012 $772 $699 $11 $16,264 
(a)Includes $6 million of non-U.S. direct certificates of deposit as of March 31, 2024.