Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2023, nil; 2022, $5)	$ 7,118	$ 5,510
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2023, nil; 2022, $318)	39,312	28,097
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2023, $66; 2022, $54)	166	307
Total cash and cash equivalents	46,596	33,914
Investment securities	2,186	4,578
Premises and equipment, less accumulated depreciation and amortization: 2023, $9,911; 2022, $9,850	5,138	5,215
Other assets, less reserves for credit losses: 2023, $27; 2022, $22	19,114	17,689
Total assets	261,108	228,354
Liabilities
Customer deposits	129,144	110,239
Accounts payable	13,109	12,133
Short-term borrowings	1,293	1,348
Long-term debt (includes debt issued by consolidated variable interest entities: 2023, $13,426; 2022, $12,662)	47,866	42,573
Other liabilities	41,639	37,350
Total liabilities	233,051	203,643
Contingencies and Commitments (Note 12)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of December 31, 2023 and 2022 (Note 16)	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 723 million shares as of December 31, 2023 and 743 million shares as of December 31, 2022	145	149
Additional paid-in capital	11,372	11,493
Retained earnings	19,612	16,279
Accumulated other comprehensive income (loss)	(3,072)	(3,210)
Total shareholders’ equity	28,057	24,711
Total liabilities and shareholders’ equity	261,108	228,354
Card Member receivables
Cash and cash equivalents
Financing receivables, net	60,237	57,384
Card Member loans
Cash and cash equivalents
Financing receivables, net	120,877	104,217
Other loans
Cash and cash equivalents
Financing receivables, net	$ 6,960	$ 5,357