Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2023, $5; 2022, $5)	$ 3,379	$ 5,510
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2023, $314; 2022, $318)	38,869	28,097
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2023, $663; 2022, $54)	710	307
Total cash and cash equivalents	42,958	33,914
Investment securities	4,087	4,578
Premises and equipment, less accumulated depreciation and amortization: 2023, $10,594; 2022, $9,850	5,177	5,215
Other assets, less reserves for credit losses: 2023, $24; 2022, $22	18,224	17,689
Total assets	244,904	228,354
Liabilities
Customer deposits	122,756	110,239
Accounts payable	12,359	12,133
Short-term borrowings	1,583	1,348
Long-term debt (includes debt issued by consolidated variable interest entities: 2023, $14,789; 2022, $12,662)	46,725	42,573
Other liabilities	34,778	37,350
Total liabilities	218,201	203,643
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of June 30, 2023 and December 31, 2022	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 736 million shares as of June 30, 2023 and 743 million shares as of December 31, 2022	148	149
Additional paid-in capital	11,509	11,493
Retained earnings	18,130	16,279
Accumulated other comprehensive income (loss)	(3,084)	(3,210)
Total shareholders’ equity	26,703	24,711
Total liabilities and shareholders’ equity	244,904	228,354
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	58,011	57,384
Card Member Loans
Cash and cash equivalents
Financing receivables, net	110,212	104,217
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 6,235	$ 5,357