Customer Deposits (Tables)

6 Months Ended

Jun. 30, 2023

Deposits [Abstract]

Customer deposits by component and type

As of June 30, 2023 and December 31, 2022, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2023		2022
U.S.:
Interest-bearing	$	121,758	$	109,119
Non-interest-bearing (includes Card Member credit balances of: 2023, $464; 2022, $605)	514		663
Non-U.S.:
Interest-bearing	14		15
Non-interest-bearing (includes Card Member credit balances of: 2023, $467; 2022, $439)	470		442
Total customer deposits	$	122,756	$	110,239

Customer deposits by deposit type as of June 30, 2023 and December 31, 2022 were as follows:

(Millions)	2023		2022
Savings and transaction accounts	$	85,932	$	76,731
Certificates of deposit:
Direct	4,595		2,765
Third-party (brokered)	15,061		13,331
Sweep accounts – Third-party (brokered)	16,175		16,297
Other deposits	62		71
Card Member credit balances	931		1,044
Total customer deposits	$	122,756	$	110,239

Time deposits by maturity

The scheduled maturities of certificates of deposit as of June 30, 2023 were as follows:

(Millions)	2023		2024		2025		2026		2027		After 5 Years		Total
Certificates of deposit	$	4,115	$	9,787	$	3,777	$	651	$	781	$	545	$	19,656

Time deposits at or above FDIC insurance limit

As of June 30, 2023 and December 31, 2022, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2023		2022
U.S.	$	1,551	$	998
Non-U.S.	—		1
Total	$	1,551	$	999