Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Mar. 31, 2023	Dec. 31, 2022
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2023, $3; 2022, $5)	$ 3,105	$ 5,510
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2023, $307; 2022, $318)	37,524	28,097
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2023, $54; 2022, $54)	207	307
Total cash and cash equivalents	40,836	33,914
Investment securities	3,964	4,578
Premises and equipment, less accumulated depreciation and amortization: 2023, $10,233; 2022, $9,850	5,204	5,215
Other assets, less reserves for credit losses: 2023, $25; 2022, $22	17,752	17,689
Total assets	235,842	228,354
Liabilities
Customer deposits	120,806	110,239
Accounts payable	12,526	12,133
Short-term borrowings	1,724	1,348
Long-term debt (includes debt issued by consolidated variable interest entities: 2023, $11,665; 2022, $12,662)	41,138	42,573
Other liabilities	33,656	37,350
Total liabilities	209,850	203,643
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of March 31, 2023 and December 31, 2022	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 743 million shares as of March 31, 2023 and December 31, 2022	149	149
Additional paid-in capital	11,522	11,493
Retained earnings	17,427	16,279
Accumulated other comprehensive income (loss)	(3,106)	(3,210)
Total shareholders’ equity	25,992	24,711
Total liabilities and shareholders’ equity	235,842	228,354
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	57,271	57,384
Card Member Loans
Cash and cash equivalents
Financing receivables, net	104,997	104,217
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 5,818	$ 5,357