Customer Deposits

3 Months Ended

Mar. 31, 2023

Deposits [Abstract]

Customer Deposits

Customer Deposits

As of March 31, 2023 and December 31, 2022, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2023		2022
U.S.:
Interest-bearing	$	119,832	$	109,119
Non-interest-bearing (includes Card Member credit balances of: 2023, $472; 2022, $605)	522		663
Non-U.S.:
Interest-bearing	15		15
Non-interest-bearing (includes Card Member credit balances of: 2023, $434; 2022, $439)	437		442
Total customer deposits	$	120,806	$	110,239

Customer deposits by deposit type as of March 31, 2023 and December 31, 2022 were as follows:

(Millions)	2023		2022
Savings and transaction accounts	$	84,200	$	76,731
Certificates of deposit:
Direct	4,102		2,765
Third-party (brokered)	15,736		13,331
Sweep accounts – Third-party (brokered)	15,799		16,297
Other deposits	63		71
Card Member credit balances	906		1,044
Total customer deposits	$	120,806	$	110,239

The scheduled maturities of certificates of deposit as of March 31, 2023 were as follows:

(Millions)	2023		2024		2025		2026		2027		After 5 Years		Total
Certificates of deposit	$	5,550	$	8,934	$	3,610	$	554	$	782	$	408	$	19,838

As of March 31, 2023 and December 31, 2022, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2023		2022
U.S.	$	1,432	$	998
Non-U.S.	—		1
Total	$	1,432	$	999