Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $8; 2021, $11)	$ 3,011	$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $476; 2021, $463)	22,896	20,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $1,745; 2021, $32)	1,771	188
Total cash and cash equivalents	27,678	22,028
Investment securities	4,058	2,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $8,907; 2021, $8,602	5,046	4,988
Other assets, less reserves for credit losses: 2022, $22; 2021, $25	16,877	17,244
Total assets	195,862	188,548
Liabilities
Customer deposits	90,917	84,382
Accounts payable	11,196	10,574
Short-term borrowings	2,122	2,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $11,788; 2021, $13,803)	38,337	38,675
Other liabilities	30,907	30,497
Total liabilities	173,479	166,371
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of March 31, 2022 and December 31, 2021	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 755 million shares as of March 31, 2022 and 761 million shares as of December 31, 2021	151	153
Additional paid-in capital	11,451	11,495
Retained earnings	13,754	13,474
Accumulated other comprehensive income (loss)	(2,973)	(2,945)
Total shareholders’ equity	22,383	22,177
Total liabilities and shareholders’ equity	195,862	188,548
Variable Interest Entity, Primary Beneficiary
Liabilities
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $11,788; 2021, $13,803)	11,788	13,803
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	53,088	53,581
Card Member Loans
Cash and cash equivalents
Financing receivables, net	85,851	85,257
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 3,264	$ 2,859