Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2022

Deposits [Abstract]

Deposits by component alternative

As of March 31, 2022 and December 31, 2021, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2022		2021
U.S.:
Interest-bearing	$	89,899	$	83,304
Non-interest-bearing (includes Card Member credit balances of: 2022, $481; 2021, $527)	508		553
Non-U.S.:
Interest-bearing	17		18
Non-interest-bearing (includes Card Member credit balances of: 2022, $489; 2021, $503)	493		507
Total customer deposits	$	90,917	$	84,382

Deposits by type

Customer deposits by deposit type as of March 31, 2022 and December 31, 2021 were as follows:

(Millions)	2022		2021
Savings and transaction accounts	$	71,512	$	66,142
Certificates of deposit:
Direct	1,229		1,415
Third-party (brokered)	4,018		3,095
Sweep accounts – Third-party (brokered)	13,146		12,658
Other deposits	42		42
Card Member credit balances	970		1,030
Total customer deposits	$	90,917	$	84,382

Time deposits by maturity

The scheduled maturities of certificates of deposit as of March 31, 2022 were as follows:

(Millions)	2022		2023		2024		2025		2026		After 5 Years		Total
Certificates of deposit	$	2,804	$	794	$	991	$	500	$	20	$	138	5,247

Time deposits $250,000 or more

As of March 31, 2022 and December 31, 2021, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2022		2021
U.S.	$	449	$	521
Non-U.S.	1		1
Total	$	450	$	522