Customer Deposits (Tables)

9 Months Ended

Sep. 30, 2021

Deposits [Abstract]

Deposits by component alternative

As of September 30, 2021 and December 31, 2020, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2021		2020
U.S.:
Interest-bearing	$	83,299	$	85,583
Non-interest-bearing (includes Card Member credit balances of: 2021, $467; 2020, $576)	489		599
Non-U.S.:
Interest-bearing	19		19
Non-interest-bearing (includes Card Member credit balances of: 2021, $515; 2020, $671)	519		674
Total customer deposits	$	84,326	$	86,875

Deposits by type

Customer deposits by deposit type as of September 30, 2021 and December 31, 2020 were as follows:

(Millions)	2021		2020
U.S. retail deposits:
Savings accounts – Direct	$	65,721	$	63,512
Certificates of deposit:
Direct	1,665		2,440
Third-party (brokered)	3,274		5,561
Sweep accounts – Third-party (brokered)	12,637		14,070
Other deposits:
U.S. deposits	24		23
Non-U.S. deposits	23		22
Card Member credit balances ― U.S. and non-U.S.	982		1,247
Total customer deposits	$	84,326	$	86,875

Time deposits by maturity

The scheduled maturities of certificates of deposit as of September 30, 2021 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2021	$	567	$	2	$	569
2022	3,123		5		3,128
2023	738		—		738
2024	284		—		284
2025	211		—		211
After 5 years	16		—		16
Total	$	4,939	$	7	$	4,946

Time deposits $250,000 or more

As of September 30, 2021 and December 31, 2020, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2021		2020
U.S.	$	627	$	930
Non-U.S.	1		1
Total	$	628	$	931