Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2021	Dec. 31, 2020
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2021, $14; 2020, nil)	$ 2,671	$ 2,984
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2021, $46; 2020, $92)	26,702	29,824
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2021, $1,379; 2020, $47)	1,423	157
Total cash and cash equivalents	30,796	32,965
Investment securities	12,443	21,631
Premises and equipment, less accumulated depreciation and amortization: 2021, $8,084; 2020, $7,540	4,891	5,015
Other assets, less reserves for credit losses: 2021, $39; 2020, $85	17,402	17,679
Total assets	186,973	191,367
Liabilities
Customer deposits	84,905	86,875
Accounts payable	9,708	9,444
Short-term borrowings	1,864	1,878
Long-term debt (includes debt issued by consolidated variable interest entities: 2021, $11,866; 2020, $12,760)	37,363	42,952
Other liabilities	27,594	27,234
Total liabilities	161,434	168,383
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of June 30, 2021 and December 31, 2020	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 798 million shares as of June 30, 2021 and 805 million shares as of December 31, 2020	160	161
Additional paid-in capital	11,858	11,881
Retained earnings	16,402	13,837
Accumulated other comprehensive income (loss)
Net unrealized debt securities gains (losses), net of tax	42	65
Foreign currency translation adjustments, net of tax	(2,227)	(2,229)
Net unrealized pension and other postretirement benefits, net of tax	(696)	(731)
Total accumulated other comprehensive income (loss)	(2,881)	(2,895)
Total shareholders’ equity	25,539	22,984
Total liabilities and shareholders’ equity	186,973	191,367
Restricted cash and cash equivalents	1,841	606
Variable Interest Entity, Primary Beneficiary
Liabilities
Long-term debt (includes debt issued by consolidated variable interest entities: 2021, $11,866; 2020, $12,760)	11,866	12,760
Accumulated other comprehensive income (loss)
Restricted cash and cash equivalents	1,379	47
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	47,512	43,434
Card Member Loans
Cash and cash equivalents
Financing receivables, net	71,775	68,029
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 2,154	$ 2,614