Customer Deposits

6 Months Ended

Jun. 30, 2021

Deposits [Abstract]

Customer Deposits

Customer Deposits

As of June 30, 2021 and December 31, 2020, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2021		2020
U.S.:
Interest-bearing	$	83,823	$	85,583
Non-interest-bearing (includes Card Member credit balances of: 2021, $442; 2020, $576)	466		599
Non-U.S.:
Interest-bearing	19		19
Non-interest-bearing (includes Card Member credit balances of: 2021, $593; 2020, $671)	597		674
Total customer deposits	$	84,905	$	86,875

Customer deposits by deposit type as of June 30, 2021 and December 31, 2020 were as follows:

(Millions)	2021		2020
U.S. retail deposits:
Savings accounts – Direct	$	65,472	$	63,512
Certificates of deposit:
Direct	1,963		2,440
Third-party (brokered)	3,757		5,561
Sweep accounts – Third-party (brokered)	12,631		14,070
Other deposits:
U.S. non-interest bearing deposits	24		23
Non-U.S. deposits	23		22
Card Member credit balances ― U.S. and non-U.S.	1,035		1,247
Total customer deposits	$	84,905	$	86,875

The scheduled maturities of certificates of deposit as of June 30, 2021 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2021	$	1,432	$	4	$	1,436
2022	3,104		4		3,108
2023	682		—		682
2024	283		—		283
2025	210		—		210
After 5 years	9		—		9
Total	$	5,720	$	8	$	5,728

As of June 30, 2021 and December 31, 2020, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2021		2020
U.S.	$	745	$	930
Non-U.S.	1		1
Total	$	746	$	931