Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2021

Deposits [Abstract]

Deposits by component alternative

As of March 31, 2021 and December 31, 2020, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2021		2020
U.S.:
Interest-bearing	$	88,088	$	85,583
Non-interest-bearing (includes Card Member credit balances of: 2021, $461; 2020, $576)	483		599
Non-U.S.:
Interest-bearing	19		19
Non-interest-bearing (includes Card Member credit balances of: 2021, $600; 2020, $671)	603		674
Total customer deposits	$	89,193	$	86,875

Deposits by type

Customer deposits by deposit type as of March 31, 2021 and December 31, 2020 were as follows:

(Millions)	2021		2020
U.S. retail deposits:
Savings accounts – Direct	$	66,823	$	63,512
Certificates of deposit:
Direct	2,211		2,440
Third-party (brokered)	5,005		5,561
Sweep accounts – Third-party (brokered)	14,049		14,070
Other deposits:
U.S. non-interest bearing deposits	22		23
Non-U.S. deposits	22		22
Card Member credit balances ― U.S. and non-U.S.	1,061		1,247
Total customer deposits	$	89,193	$	86,875

Time deposits by maturity

The scheduled maturities of certificates of deposit as of March 31, 2021 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2021	$	2,959	$	6	$	2,965
2022	3,101		2		3,103
2023	664		—		664
2024	279		—		279
2025	209		—		209
After 5 years	4		—		4
Total	$	7,216	$	8	$	7,224

Time deposits $250,000 or more

As of March 31, 2021 and December 31, 2020, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2021		2020
U.S.	$	849	$	930
Non-U.S.	1		1
Total	$	850	$	931