Other Fees and Commissions and Other Expenses

3 Months Ended

Mar. 31, 2021

Other Fees and Commissions and Other Expenses [Abstract]

Other Fees and Commissions and Other Expenses

Other Fees and Commissions and Other Expenses

The following is a detail of Other fees and commissions for the three months ended March 31:

	Three Months Ended March 31,
(Millions)	2021		2020
Fees charged to Card Members:
Delinquency fees	$	148	$	260
Foreign currency conversion fee revenue	96		193
Other customer fees:
Loyalty coalition-related fees	124		108
Travel commissions and fees	33		60
Service fees and other (a)	119		99
Total Other fees and commissions	$	520	$	720

(a)Other includes Membership Rewards program fees that are not related to contracts with customers.

Revenue expected to be recognized in future periods related to contracts that have an original expected duration of one year or less and contracts with variable consideration (e.g. discount revenue) are not required to be disclosed. Non-interest revenue expected to be recognized in future periods through remaining contracts with customers is not material.

The following is a detail of Other expenses for the three months ended March 31:

	Three Months Ended March 31,
(Millions)	2021		2020
Data processing and equipment (a)	$	582	$	549
Professional services	403		439
Net unrealized gains on Amex Ventures equity investments (b)	(377)		(15)
Other (c)	262		316
Total Other expenses	$	870	$	1,289

(a)Effective for the first quarter of 2021, we changed the expense category name from Occupancy and equipment to Data processing and equipment to better reflect the nature and components of the expense.

(b)Represents net unrealized gains on equity investments without a readily determinable fair value.

(c)Other expense primarily includes general operating expenses, non-income taxes, communication expenses, Card Member and merchant-related fraud losses, foreign currency-related gains and losses and litigation expenses.