Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Cash and cash equivalents
Cash and due from banks	$ 2,043	$ 3,402
Interest-bearing deposits in other banks (includes securities purchased under resale agreements)	39,325	20,392
Short-term investment securities	129	138
Total cash and cash equivalents	41,497	23,932
Card Member receivables (includes gross receivables available to settle obligations of consolidated variable interest entity), less reserves for credit losses	37,034	56,794
Card Member loans (includes gross loans available to settle obligations of consolidated variable interest entity), less reserves	64,431	84,998
Other loans, less reserves for credit losses	4,129	4,626
Investment securities	19,942	8,406
Premises and equipment, less accumulated depreciation and amortization	4,829	4,834
Other assets (includes restricted cash of consolidated variable interest entities)	16,746	14,731
Total assets	188,608	198,321
Liabilities
Customer deposits	84,805	73,287
Accounts payable	7,731	12,738
Short-term borrowings	1,567	6,442
Long-term debt (includes debt issued by consolidated variable interest entities)	48,797	57,835
Other liabilities	24,646	24,948
Total liabilities	167,546	175,250
Contingencies (Note 7)
Shareholders' Equity
Preferred shares	0	0
Common shares	161	163
Additional paid-in capital	11,760	11,774
Retained earnings	12,052	13,871
Accumulated other comprehensive loss
Net unrealized debt securities gains (losses), net of tax	85	33
Foreign currency translation adjustments, net of tax	(2,388)	(2,189)
Net unrealized pension and other postretirement benefits, net of tax	(608)	(581)
Total accumulated other comprehensive loss	(2,911)	(2,737)
Total shareholders’ equity	21,062	23,071
Total liabilities and shareholders’ equity	$ 188,608	$ 198,321