Consolidated Statements of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash Flows from Operating Activities
Net income	$ 5,066	$ 4,911
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for losses	2,549	2,398
Depreciation and amortization	883	1,007
Deferred taxes and other	619	(347)
Stock-based compensation	217	230
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other receivables	21	(88)
Other assets	(64)	418
Accounts payable and other liabilities	1,578	2,133
Travelers Cheques and other prepaid products	(433)	(480)
Net cash provided by operating activities	10,436	10,182
Cash Flows from Investing Activities
Maturities and redemptions of investment securities	5,072	1,871
Purchase of investments	(8,917)	(5,198)
Net increase in Card Member loans and receivables, and other loans	(6,071)	(9,461)
Purchase of premises and equipment, net of sales	(1,214)	(871)
Acquisitions/Dispositions, net of cash acquired	(270)	(512)
Other investing activities, net	148	0
Net cash (used in) provided by investing activities	(11,252)	(14,171)
Cash Flows from Financing Activities
Net increase (decrease) in customer deposits	3,346	4,876
Net decrease in short-term borrowings	(285)	(969)
Proceeds from long-term borrowings	12,710	17,035
Payments of long-term borrowings	(13,279)	(17,262)
Issuance of American Express common shares	77	68
Repurchase of American Express common shares and other	(3,463)	(917)
Dividends paid	(1,048)	(970)
Net cash provided by (used in) financing activities	(1,942)	1,861
Effect of foreign currency exchange rates on cash, cash equivalents and restricted cash	304	127
Net decrease in cash, cash equivalents and restricted cash	(2,454)	(2,001)
Cash, cash equivalents and restricted cash at beginning of period	27,808	33,263
Cash, cash equivalents and restricted cash at end of period	$ 25,354	$ 31,262